Mutual Fund
Index mutual fund returns: what they actually are and why they beat most alternatives
Index mutual funds have returned an average of 10.51% annually since 1926. Here’s what that means, why it…
Md Adil
Md Adil is a Finance and Commerce graduate with a passion for making investing simple and accessible for everyday Indians. With 1–2 years of experience in equity markets and personal finance blogging, he covers topics like dividend investing, mutual funds, SIP strategies, and stock market insights on Smartblog91 — helping readers build wealth one smart decision at a time.
Stock Market
Best Dividend Stocks for Long-Term Income
1. Introduction Dividend investing gives you cash flow without selling a single share. In 2026, the Nifty Dividend Opportunities…
SIP
SIP vs Lump Sum Investment: Which Is Better in 2026?
Quick Answer: For most salaried Indian investors, SIP is the better default because it builds discipline and averages out…
Mutual Fund
Best Investment Plan for ₹15 Lakhs in India
If you have a lump sum of ₹15 lakhs and are wondering where to invest it, this guide…
SIP
Best High Return SIP for 1 Year Top Funds, Returns & Strategy
Best High Return SIP for 1 Year (2026) – Top Funds, Returns & Strategy | SmartBlog91 ₹81.58L Cr…
Mutual Fund
Term Insurance with Returns: Complete Guide to TROP Plans
Most Indians who understand term insurance have one fear: “What if I survive the entire policy term? I’ll have…
Mutual Fund
How Much Corpus Do You Need for ₹1 Lakh Monthly Income?
The honest answer is: it depends entirely on the withdrawal rate you choose, and that single number swings…
SIP
Generate ₹1 Lakh Monthly Income Using SWP: Best Funds & Calculation
1. Introduction A ₹1 lakh monthly income via SWP requires a corpus of roughly ₹2.4–3 crore, depending on the withdrawal rate…
SIP
SWP vs Monthly Income Scheme (MIS): Which is Better for Pension & Regular Income?
Millions of Indian retirees face the same question: where to park a lump sum so it pays reliable…
Mutual Fund
How Many Years to Earn ₹1 Crore with a ₹5,000 Monthly SIP?
✦ Direct Answer At 12% annual return, a ₹5,000/month SIP reaches ₹1 crore in ~26 years. At 15%, it takes ~21 years. At…
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